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The Cummings Law Firm, P.A.
Serving Charlotte For Over 30 Years

Small Businesses And Chapter 13 Bankruptcy

Running a small business can often feel like walking a tightrope. One misstep can send you careening toward the ground. Luckily, there's a safety net — Chapter 13 bankruptcy. You don't necessarily have to sacrifice your business and your livelihood just to pay off a stack of old debts. If you're afraid that economic hardship and debt will make you lose your small business, bankruptcy may be a wise option for you.

Contact an experienced attorney at The Cummings Law Firm, P.A. today at 704-512-0697 to schedule a free initial consultation about Chapter 13 and small-business bankruptcy.

For more than 30 years, The Cummings Law Firm, P.A., has handled bankruptcy exclusively, helping over 7,000 clients in that time.

Chapter 13: Saving Your Small Business With Bankruptcy

Chapter 13 bankruptcy allows those who file to consolidate all of their debts into one affordable monthly payment. The bankrupt individual makes these payments for the next three to five years, after which time any debt that remains unpaid may be discharged. Because you don't have to surrender any assets or property to creditors (with a few possible exceptions), Chapter 13 bankruptcy is ideal for small-business owners.

Most importantly, you do not have to give up any property that is essential to running your business. We have represented owners of auto body and mechanic shops, day care centers, convenience stores and other businesses. We even represented real estate agents and agencies that were unable to sell properties in the real estate market following the subprime foreclosure crisis. We were able to help them save many houses that would otherwise have been lost to foreclosure.

Get A Free Consultation

As bleak as things may look now, we can help improve your financial situation. Using Chapter 13's power of debt reorganization, you can save your small business by filing for bankruptcy. To schedule a free initial consultation with The Cummings Law Firm, P.A., call 704-512-0697 today or contact our lawyers online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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